Veterans' Benefits

Many veterans and their families are unaware that The Department of Veterans Affairs administers a pension program designed to aid wartime veterans and their surviving spouses defray the high costs of long-term and nursing care. This program is often referred to as “Aid and Attendance”.

There are three broad requirements for veterans and their survivors to be eligible for benefits:

  1. Military Duty Eligibility: The veteran must have served at least 90 consecutive days of active duty, with one of those days occurring during a qualifying war period. There is no requirement that the veteran was in that particular theater of war, so stateside service counts.


    World War II - December 7, 1941 - December 31, 1946
    Korean Conflict - June 27, 1950 - January 31, 1955
    Vietnam Era - August 5, 1964 - May 7, 1975

  2. Medical Eligibility: The veteran or their surviving spouse must be over the age of 65 or “permanently and totally disabled”. The veteran or their surviving spouse must require assistance to avoid the hazards of daily activities. The veteran's disability does not have to be service-related.
  3. Financial Eligibility: There are income and asset limitations. However, it is possible for most to meet the qualifications with proper estate planning. If you have been told that you do not qualify because you have too much income or too many assets, it is likely that you were misinformed. The important question that you need to ask is not, “Do I qualify?” rather you should be asking “How do I qualify?”

"Getting lost in the VA system is definitely a concern"

Important: You must coordinate all of your government benefit programs - what you do to qualify for one program may keep you from qualifying for another!

At Cooper, Adel & Associates, we take pride in helping veterans and their families. We encourage you and your family to seek advice before applying for these benefits so that you do not miss crucial processes, forms and dates that can delay much-needed help. We seek to educate and assist veterans in both understanding and coordinating this program with other benefit programs without getting lost in the VA's vast system.


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