by Janet Fickle
People who propose to do work on your home and take money up front without doing the work is one of the scams that happens to many people. Also, there is another way the scammers work, as was the case with my grandmother’s situation. The scammers did the work on her roof. Later, the roofers came back to tell her that their boss wasn’t satisfied with the work they had done and that they needed to do some more work. They asked her to go outside so they could show her what they intended to do. While she was outside with one partner-in-scam, his partner went into the house and stole my grandmother’s money. Morale of the story: Get references before hiring anyone to work in or around your home.
Some schemes involve people making false claims on estates after the death of a loved one. If you are given a claim, make sure you have it in writing to give to the executor. The executor will be able to evaluate the claim and decide if it has any merit.
Of course, we have all heard of the phone calls that seniors are getting concerning grandchildren being in trouble and asking the grandparent to send them money. Call family members first to find out what, if anything, is happening.
People are always calling wanting you to send money for worthy causes. There are many causes that are reputable and really do help people in many ways. Just be very careful about sending your money to just anyone. Ask questions to make sure it is something you really feel comfortable doing. So, do research before agreeing to send them money.
I have had people call me asking if I am having trouble with my computer. They want me to go to my computer so they can help me with any problems. I never let anyone have access to my computer unless I call them for help. If you receive phone calls wanting your social security number or any credit card numbers, do not give these out.
Of course, there are the many investment schemes that can lure you into a bad situation. Again, be cautious and verify information with people you trust. Don’t be pressured with time limits. If they can’t wait for you to check everything out, it is probably not in your best interest.
There are so many fraudulent schemes and scams, it would take a book to name them all. Just be very cautious and remember, it is your phone and you can hang up on anybody you don’t trust.
The Better Business Bureau is a good way to find out about the companies or people you want to do business with, or you can call the Attorney General’s Office.
If you feel you are being taken advantage of or you feel you have been caught in a scam, please call the police to report these unscrupulous people. This is the only way they will be caught and prosecuted.
Source: Baby Boomers Beware: Financial Fraud That Targets Seniors.
DISCLAIMER – Every case is different because every case is different. This blog does not give legal advice. This blog does not create an attorney client relationship. You are not permitted to rely on anything in this blog for any reason. This blog is an entirely personal endeavor. Every person’s situation is different and requires an attorney to review the situation personally with you.
No attorney-client relationship is created by this site.
The use of the Internet, this blog or email for communication with this firm or any individual member of this firm does not establish an attorney-client relationship. Before we represent any client, the client and the attorney will sign a written retainer agreement.
If you do not have a written, signed retainer agreement with us, we are not representing you and will not be taking any action on your behalf.