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NEW YEAR, NEW START

 

By Mary Roberts

 

IT'S JANUARY.  How fast time goes!

First it's Spring and then it Snows.

It's the time of year to make a new start

to examine our goals and examine our heart.

 

It's my goal to think of what I can do

to make this world a better place for me and for you.

To reach out to others, with always a plan;

to be kind to my neighbor and willing to help my fellow man.

 

I challenge all of you to do the same,

to work from the heart and not for a name.

To strive to reach our goals, but always with good taste,

then,  this world will surely become a better place.

 

Will You be Happy Centenarian?

 

By Kathy Cooper

 

The UN estimates that there are around 455,000 centenarians, those who have reached the age of 100.  Here are pictures of some of them.  You can tell they have a story to tell.  What will your story be?

 

Karsten Thormaehlen's “Happy at On Hundred

Injured or Disabled in the Military?

 

Steve Wright

 

Many Americans have honorably served our nation through their military service, both in times of war and peace.  Americans honor those who served with many great institutions created by veterans, such as the American Legion, AMVETS, and Veterans of Foreign Wars that support veterans.   Each one of these organizations is actively involved in their respective communities and they help create strong bonds between our nations vets and their communities by providing social opportunities that benefit all involved.  However, the federal government created another organization, in order to care for the needs of America’s veterans. 

 

This organization is known as the Department of Veterans Affairs, or VA.  The VA is tasked with providing government funded programs that will provide veterans with access to home purchases, adaptive automobiles, and medical care.  As part of their mission, the VA is also tasked with providing compensation to veterans who were injured as part of their service whether in war or peace.

 

All that is required of an injured veteran to receive compensation is to submit an application to the VA.  However, this process can be daunting as the VA can deny your claim if the application is not filed properly. In addition, should you be denied, or have already been denied, than it is important to note that you have a right to appeal the adverse decision. So it is wise to contact someone who can help you in this process.

 

Contacting an Ohio elder law attorney who practices in the area of VA service-connected claims can greatly improve your chances of receiving compensation or successfully appealing an adverse decision.  However, not many attorneys in the state of Ohio know much about VA law, let alone practice in the area.  At Cooper, Adel & Associates, we have attorneys who do know about VA law and may be able to assist you.  

Elder law attorneys open office

 

(from wnewsj.com)

Elder law attorneys Cooper, Adel & Associates have opened a new office in Wilmington at 70 Fairway Drive to expand and help more seniors plan for financial security.

The founder Thom L. Cooper and managing partner Mitchell J. Adel made the announcement.

Cooper, Adel & Associates attorneys work exclusively with seniors and their families to minimize taxes, avoid probate and protect their assets from potentially devastating legal and financial issues, according to a media release.

Preserving your assets is not an accident; it is the result of conscious and systematic planning, the release said.

In addition, the firm assists clients to qualify for government benefits, including helping veterans and their widows obtain benefits for which they’re entitled, the release added.

“Our clients come to us because they are worried. They want to protect their assets. They want to make it easier for their families if they become incapacitated. They want their assets to go to their heirs at their death, not the government,” said Cooper.

“It’s not just estate planning — it’s life planning,” Cooper said.

In addition to the office in Wilmington, the firm has offices in Centerburg, Lebanon and Sidney to serve its statewide client base.

“Many people think estate planning is only for the wealthy. We believe estate planning is only part of an overall life plan that all seniors should have, regardless of their wealth,” said Adel. “Everyone can benefit from a complete assessment of their situation and an honest evaluation of where they stand and what they can do to protect themselves.”

To contact the Wilmington office and set up an appointment, call 800-798-5297.

With 35 employees and four offices, Cooper, Adel & Associates has clients statewide and offers regular seminars to educate seniors on critical financial issues.

Alzheimer’s Disease and the “And Then” Test

 

By Jordan Myers

 

Alzheimer’s Disease is NOT a normal part of aging. The Alzheimer’s Association says that, “although the greatest known risk factor is increasing age, and the majority of people with Alzheimer's are 65 and older. But Alzheimer's is not just a disease of old age. Up to 5 percent of people with the disease have early onset Alzheimer's (also known as younger-onset), which often appears when someone is in their 40s or 50s.”

 

The Alzheimer’s Association also notes that, “many people have trouble with memory — this does NOT mean they have Alzheimer's. There are many different causes of memory loss. I recently attended a round-table meeting of professionals in the senior community. A topic of discussion at our meeting was noticing the changes and signs of dementia in older adults. When dealing with a parent or loved one who is developing symptoms of the disease, there may be noticeable signs, or there may not. People that are struggling with the disease may not be incompetent, but may be having trouble with critical thinking and decision-making skills. 

 

A member of the group discussed an interesting technique in helping a loved one notice these changes. She referred to it as the “And Then Test”. An individual suffering from the onset of Alzheimer’s disease and dementia may begin making irrational choices or decisions. To help them identify these poor or irrational judgments, ask them afterwards “And then what?” By forcing them to follow the series of events and the consequences, you sometimes stimulate their critical thinking skills, or identify if they are able to make important decisions on their own. If the series can be complete through 3, 4, or 5 “And then what’s” then they are probably aware of the decisions their making and the consequences. If they cannot, well then this exercise will hopefully make them aware as well as you!

 

If you or a loved one is experiencing symptoms of dementia, it is best to visit a doctor so the cause can be determined and proper treatment can begin.  Also, remember that you need to start planning as early as possible with an elder law attorney to protect their assets.

 

If Privacy Laws Confound The Government, Where Do You Begin?

By Attorney Keith Stevens

Health record privacy is a major issue and it’s one that the government takes very seriously.  The state and federal governments have passed multiple laws protecting your privacy.  However, the laws are complex and often drafted with confusing language.  The area has become so complicated that several federal agencies were actually taken to the Supreme Court recently for sharing peoples’ medical information between agencies in a way that the government admits was illegal.   That case is Federal Aviation Association v. Cooper.

 

If the government can’t get its own laws straight, you can bet that it causes problems for ordinary folks.  We’ve seen cases where a husband can’t get his wife’s medical information when she’s in the hospital or where a daughter with an otherwise valid healthcare power of attorney has all the rights to make decisions for her father, but isn’t allowed access to his medical records to make an informed decision.  Hospitals are less willing to make exceptions because they can be fined as much as $25,000 per violation and the government is ramping up enforcement.

 

These privacy laws were done with good intentions, of course, but they can still be major roadblocks during a medical emergency—the worst possible time.  That’s why Cooper, Adel & Associates stays abreast of the ever-changing laws and ensures that any documents it prepares has the necessary language to ensure that your designated loved ones have full access in times of crisis.

Digital Planning

 

By Meredith Gard

 

Recently, my fiancé and I sat down to discuss how we plan to handle our finances in the future.  Rather than pulling out paper statements and looking at them across the kitchen table, we each booted up our laptops to access our accounts.  Banks and other institutions have offered so many incentives to switch to paperless statements and online accounts that we only open our mailboxes occasionally to clear out the credit card offers and advertisements.

 

As it turns out, we are not alone in moving to accessing our information online.  However, it is an aspect that can be overlooked during the estate planning process.  As Patrick Marshall writes in the Seattle Times article "Digital estate planning is often forgotten," it is not only our financial accounts that we handle online- it is also our businesses, social networking sites, and communication. Without specific planning for those digital accounts, loved ones may not be able to access online accounts, and even when they are able to, they may not know how you want them handled.  Because the Internet has changed how many of us live our lives, it makes sense that it should inform how we plan as well. 

 

If you need direction or recommendations abut your digital estate planning, contact the attorneys at Cooper, Adel and Associates.

Good News For Veterans

 

By Lori McBride

 

The Department of Veterans Affairs recently announced the deployment of Mobile Service vehicles to help Veterans in rural areas.  This new addition will enable those veterans better access to the mobile veteran centers in these areas.

 

The VA contracted the Farber Company to build 230 emergency shuttles in addition to the 20 new mobile Veterans Centers to add to the already 50 active units.  These vehicles are custom made to handle all types of terrain.  The program is a great opportunity to service our Veterans as some, travel

in excess of 150 miles to the closest VA hospitals currently for medical treatment.  The mobile centers provide health care, outreach, and counseling.

 

To learn more about other Veterans Benefits for which you or a spouse of Veteran may qualify but may not be aware of, please contact one of our Elder Law Attorneys at 1-800-798-5297.

Grandma’s Chicken and Dumpling Soup Recipe

 

By Julian Guilfoyle

Ohio has several factors that distinguish it as a wonderful place to live. The cost-of-living is relatively low, it has a diverse blend of urban and rural areas, and it is rich in many areas of history. It is generally not viewed, however, as a “comfortable” place to live due to its’ climate. Clevelanders especially, often complain that the weather is either too hot or too cold. While the great majority of Ohio has enjoyed moderate weather so far this season, as we know too well that can turn on a dime. Therefore, with the threat of inclement weather approaching, I thought it prudent to pass along my grandmother’s chicken and dumpling recipe that has largely kept me flu-free all these years.

Ingredients

 

1 Whole Chicken

6 medium carrots

6 celery stalks

1 jalapeno

2 red onions

1 red bell pepper

3 garlic cloves

2 shallots

2 bundles of scallions (green onions)

½ cup cilantro

½ cup basil

2 eggs

about a 1 cup of flour

salt & pepper

In a large (12 qt) stock or soup pot, insert the chicken, jalapeno, garlic cloves, cilantro, basil and black pepper. Also add half of the carrots, celery stalks, one red onion, one scallion, and finally one shallot. Fill with water, leaving about an inch at the top of the pot. Bring to a boil. When the water begins to boil, reduce the temperature to medium-low. Simmer for 4 hours. Drain, separating the stock from the vegetables and chicken. Return the stock to the pot. For the chicken, pull the meat off the bones and return to the stock. Disregard the vegetables.

Chop the remaining carrots, celery, red onion, bell pepper, scallion, and shallot. Return the stock to a boil. While the vegetables cook, crack two eggs and place their contents into a coffee mug. Add a ½ cup of flour. Stir with a fork. Continue to add flour and stir until you can lift the fork out of the cup and a smooth consistency falls from the fork. Just a bit of a warning, this is exhausting on your forearms when done correctly. When you have reached the desired consistency, use the fork to slowly insert the mixture into the boiling stock over four or five scoops. Boil for four minutes. Cool and serve. Homemade bread is exquisite when to dip into this soup.

 

Monroe Ohio: Small Town Feel with Big Town Attractions

 

By Attorney Dan Vu

 

We have recently moved into our new law office located in Monroe, Ohio. I thought I would take the chance to discover Monroe and report back to those visiting our office or the area.

 

The City of Monroe, Ohio was founded in 1817 and named after the then current President, James Monroe. It is still today a “small town” with that small town feel. The 2000 census placed only 7,133 residents in Monroe. However, Monroe is strategically located South of Dayton and North of Cincinnati, with Highway 75 running straight through Monroe to connect the two larger cities. This position has allowed the small town to attract big town businesses.  

 

Most notably, it has one of the largest outlet malls in Ohio, the Cincinnati Premier Outlets. If you are looking for a more hometown shopping vibe, Monroe is the home of Traders World, a fascinating flea market with literally hundreds of vendors. Being home to such large shopping venues, Monroe has all the usual chain restaurants, but just a few minutes from these venues Monroe maintains its unique small town nature with the notable Bradywine Inn. Constructed in 1850 the Inn provides fine dining, with the countryside feel. 

 

So if your passing through or stopping by our office, take a few extra hours to shop, eat, enjoy, and explore the town we are very proud to be apart of, Monroe, Ohio.



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