Category Archives: Health

Ratings for Home Health Care Agencies

 

By Kathy Cooper

Joe Karp, a Certified Elder Law Attorney in Florida, recently published an interesting blog post about a customer rating system that is now available on-line for home health care through Medicare. Those of us who shop on-line have become very reliant on the customer ratings available through sites like Amazon. We look at the bad as well as the good to make up our minds about whether this is the product we want. We want to know the experiences of those who have purchased before us.

Shopping for home health care is no different. You want to know the experiences that others have had with an agency that will help you, your spouse or your mother on a daily basis. I wish I had been able to have an Amazon-like customer rating when my mother had her first stroke and we needed in-home speech therapy and occupational therapy. As it was, I was left to guess. Had the agency screened the caregivers adequately? Would they treat my mother like a child or, as I hoped, like a rational adult? How dependable where they? What if I had a question or concern, how would they handle it?

Here is the website that will direct you to the comparison site for Medicare-certified home health agencies near you: Home Health Compare. You can enter a zip code for a listing or you can enter a specific agency. Once you have chosen agencies to compare, you will have the choice to look at Patient Survey Results. It is a fairly new service, so give it time if you can and contribute, please! This will help all of us.

By the way, Joe is a member of a nationwide group, the American Association of Trust, Estate and Elder Law Attorneys. Our own Attorneys Thom Cooper and Mitch Adel are members and Thom is a past-president. It helps to have a group of individuals who can provide a national perspective on issues that affect our clients. If you would like to discuss how you can plan to protect your assets in a situation where you need home health care, assisted living or a nursing home stay, give us a call.

 

Portable Medical Directives…

 

By: JM Megail Gaumer

I recently returned from a trip with my family. While we had a wonderful time I couldn’t overlook the fact that I did not have any of our medical directives with us while traveling. The thing is, it never would have occurred to me had I not seen a fellow traveler receiving medical attention on our cruise ship. I know no one wants to carry a bunch of papers around with them while site seeing, who would?

It is important to have your medical directives with you, particularly on a trip away from home, although you do not have to carry the papers. Copy them on to a flash-drive (a digital storage device that easily fits on your keychain). This is a great idea, not just for traveling but also day to day when you are out your house, or anywhere. You should have them with you so medical personnel can have access to them if needed.

If you would like your medical directives easily accessible, contact our office for a free consultation to discuss medical directives and any other estate planning need you may have.

Early Detection and Race for the Cure

 

By Lori McBride

Whether you are a mom, an aunt, a sister, a friend or even for yourself, the chances of being introduced to the breast cancer, is never far away. When diagnosed the dismay and questions come in droves: what caused this, what is the prognosis, can I afford the treatment, and finally, how can I beat it?

As a 13 year Breast Cancer Survivor, I can attest to all of the uncertainties that accompany the initial diagnosis. My children at the time were, ten & seven, and I, at the age of 31, had no idea what the future held for our family in the days/years that lie ahead. Not long after surgery, the emotional and physical journey had begun. Physical therapy, consultations, tests and results, and then, yes the dreaded Chemo and Radiation treatments. When the treatment schedule was in full swing I soon realized my legal and financial issues needed attention as well. My healthcare power of attorney, will and beneficiary designations had to be updated and intact. I realized I had complete control of this process. The control aspect was hugely important to me now, more than ever before. I wanted to insure that our family, home and financial affairs were secure and in order.

Going through this journey, through all of the ups and downs, the war we waged had to be single-minded: never give up, keep the faith and have a positive attitude, because the alternative was unthinkable.

This disease affects many women in all walks and stages of life. One thing is for sure, if you or know anyone who has been through this race you know first hand how it changes your outlook on life forever. Coming in May is the annual Susan G. Coleman race for the cure held in downtown Columbus, Ohio. I will be in attendance to help raise awareness and money for early detection and to find a cure.

If you have concerns about your healthcare documents or any estate or financial issue you may have, please don't hesitate to contact our office, Cooper, Adel & Associates A Legal Professional Association 1-800-798-5297. After all, early detection and diagnosis is key in all aspects of our lives.   

Special Child, Special Trust

 

By Angie Miracle

October 1, 2011 was a pretty big day for me. In one fell swoop I became a wife, a daughter-in-law, and a stepmother. The role as wife and daughter-in-law are pretty smooth, I chose a great family to marry into (I now have an uncle who was once the Key West arm-wrestling champion, and believe me, the stories only get better!). Having never been a mother before, the role as stepmother has been an adjustment, but a rewarding one.

My stepson is 8 years old. He is so creative and intelligent, and can be incredibly focused. Just last month he built a Lego structure that included over 3,000 pieces…all on his own…in two days. He stopped only to eat, sleep, and take his medication, which he takes six different kinds of throughout the day.

Tyler had an intestinal transplant when he was 14 months old, and because of this condition he is completely dependent upon those medications to survive. As you can imagine, healthcare costs are astronomical. Our family is fortunate to have wonderful insurance, however, when Tyler becomes an adult, he will never qualify for his own insurance plan. That is why a Special Needs Trust has been put in place for him. This trust is specifically designed so that Tyler's financial needs will be met as an adult. Without the added stress of financial concerns, he can focus simply on his health, which is the way it should be.

Should your family have special needs, Cooper, Adel & Associates can design such a trust for you. Please call us to learn more about a Special Needs Trust.             

Overeating Can Cause Memory Loss

By Melissa Reynard

It's around this time of year that the newness of a New Year's resolution wears off and people go back to their old habits. Habits that include indulging in that box of chocolates, or buying that bag of potato chips at the store. But if your New Year's resolution had been to lose weight, there's yet another reason in addition to many others that you should keep trying. A study from the Mayo Clinic and other Neurology experts has shown that overeating can double the odds of memory loss as you grow older.

In caloric intake, the higher amount of calories that was consumed, the higher the risk of MCI (Mild Cognitive Impairment). Does this mean that you are going to forget everyone's names if you eat too many bonbons? Not necessarily, but it is a risk that you run that will put your memory at a greater loss than the normal decline.

So what's a safe amount of calories to consume in a day? The research study showed that those who eat around 1500-2150 calories a day didn't have much of a change in memory. Those that ate above 2150 calories daily were twice as likely to have memory problems as those who ate below 1500 calories. So don't worry about starving yourself, but use moderation.

Healthy exercise can keep weight under control too. And you don't need to do a high powered jazzercise routine to lose weight. Several exercises have been designed to help seniors, even if they suffer from arthritis or other ailments. Before starting an exercise routine however, you should consult your doctor to know what's best for you.

Senior Friendly Exercises:

Balance: Balance can be important, especially as you age. Often, the equilibrium of youth is no longer there and seniors can be at high risk for a fall. To improve balance, try placing a line of masking or painter's tape on the floor. Then, practice walking heel to toe along the tape. A walking pace is sufficient, and if you mess up, don't worry! Just start over again. When you feel comfortable with the walking pace, try marching along the line. This will improve leg muscle weakness and is a good form of cardio exercise.

Breathing: If you feel winded sometimes, and would like to improve your breathing. The following exercise could help:

The first and most important thing, when doing breathing exercises, is to have correct posture. Shoulders back, ribs lifted will be helpful. A sitting exercise is to sit in a chair, with your right hand on your chest, and your left hand on your belly. Inhale, and feel your right hand rise, this uses the upper lobes of your lungs. Then, inhale so that your left hand rises, which uses the lower end of the lung. This will work both areas and improve your breathing for other exercise. This same exercise can be done standing up as well.

Remember, stay safe and healthy! The ultimate goal is to live the best life that you can.

Sources:

http://www.cbsnews.com/8301-504763_162-57376486-10391704/overeating-may-double-odds-of-memory-loss-in-elderly/

http://www.eldergym.com/exercises-for-the-elderly.html

The Story Behind Agent Orange

 

By Attorney Ted Brown

Although it has not been officially used since 1971, Agent Orange has remained in the news for many years. It is the basis for a growing number of Veteran's claims for conditions caused by exposure to the dangerous chemical while they served our county in Vietnam. However, for many of us who did not serve in Vietnam, it is important to understand the historical background behind its use.

Agent Orange was the code name for a chemical defoliant sprayed over the jungles of Vietnam during the Vietnam War. The intent was to remove the thick jungle canopy over trails and camps used by the Viet Cong. The jungle provided supreme cover for the enemy and made it very difficult to find and track their movement, target their camps or disrupt their chain of supply. Agent Orange was sprayed over these areas to remove the foliage and make the enemy easier to target by airstrike and disrupt lines of transportation.

In Vietnam, Agent Orange was sprayed from specially modified Air Force cargo planes and Army helicopters as part of Operation Ranch Hand which continued from 1962-1971. The chemical herbicides were mixed and prepared on island air bases such as Guam and Johnson Island and in Thailand. The name Agent Orange derives from the orange stripe on the barrels in which it was stored. By the end of the conflict, nearly one-fifth of the South Vietnamese countryside was laid waste while having arguably minimal impact on the fighting strength of the Viet Cong.  

Resiliency

 

By Heather Chapman

Stress is an inevitable part of life, whether it be a stressor due to a good or bad event. Learning techniques to manage your stress is an important function in coping with events, making sound decisions, and being able to bounce back. Being able to identify the sources of your stress and learning methods to handle and control the emotions and behaviors is key.

There are many positive ways to handle stress, including taking on a hobby, starting an exercise program or having a network of people that you can count on. Regardless of the form of your stress relief, it will make the possibility of resiliency a reality. Ensure the people that you come in contact with are also able to handle their life stressors positively.

Many deal with stressors in a negative fashion and may need a trusted ally to keep them on the right path. Some negative coping mechanisms could be, but not limited to; excessive drinking, smoking or eating, withdrawing from family or friends, sleeping, and procrastination of the stressor. If you see drastic changes in the people you know, intervene and ask questions, try to help them cope with the stress to be able to over come and rebound back to life.

For the reader, make sure you have the necessary network of friends and family that is needed to ensure that you also have the tools to bounce back from the daily stressors of life. Planning your estate for the future also requires a network of people to make it a smooth process and here at Cooper, Adel and Associates we can alleviate the stress of estate planning.   

The Personal and Financial Cost of Funerals

 

by Ron King

The funeral is a ceremony of proven worth and value for mourners. It provides an opportunity for all who share in the loss to express their love, respect and grief. It allows them to openly face the crisis that death may present. Through the funeral, the bereaved take that first step toward the emotional adjustment of their loss and start the healing process.

The cost to memorialize and bury a loved one has increased steadily in the past few decades, and survivors are often seeking donations and opting for less expensive options to honor the life of their loved ones.

When a loved one dies, money (moreover the cost of burial) is not a forethought. Once the initial shock of death has subsided, grief-stricken survivors realize that dying in America is expensive. The average funeral cost in the U.S. is about $6,500. With the added costs of cemetery, flowers and other expenses the total can easily reach $10,000. Grief, desires, obligations, and lack of direction can cause one to go into debt just to honor the dead.

As part of the many services we offer the public, we at Cooper, Adel, and Associates provide and answer to this dilemma that can affect all of us at some point. Through the use of tailored estate and burial pre-planning we can take the monetary burden off your loves ones so that they can focus on what is most important in the time of death…healing.

Make Sure An Inheritance Doesn’t Harm Your Disabled Child

 

By Attorney Keith Stevens

Do you have a child who is receiving disability assistance from the government? If so, then you need to be aware that his or her disability benefit may be reduced or lost because of an inheritance. Some disability benefits, such as Supplemental Security Income (SSI), are awarded based on the recipient's assets or income, and there are rumblings in state and federal legislatures that more programs will be decided this way. This means that if your child has too much in the way of assets, then she will not qualify for assistance, even if she is completely unable to work. Leaving your child an inheritance outright can significantly boost her assets and disqualify her from government benefits.

But you don't have to choose between disqualifying your child from disability benefits or shrinking their inheritance. The attorneys at Cooper, Adel & Associates have developed ways of holding an inheritance where it cannot be considered in totaling assets for disability assistance. That means that your son or daughter would still be able to receive disability benefits while also being able to access to their inheritance. By working with an Elder Law attorney, you can ensure that your disabled child can get both her inheritance and the assistance she needs.

Ready for Surgery?

By Angie Miracle

My dad played competitive softball well into his early fifties.  As a matter of fact, some of my favorite memories growing up took place at ball diamonds spanning from southwestern Ohio to Zanesville.  Spending ten hour Saturdays at the ball field was as natural to our family as sitting down to dinner, and we loved it.  Dad started pitching for the Hamilton Indians, who are now the well-known West Side Little League of Hamilton, when he was eight years old.  He played hard as a kid, and played just as hard as an adult.  He endured broken bones, busted kneecaps, separated shoulders and pulled muscles.  And through it all…my dad played.  

 

Fast forward more than a few years, and my dad is now 67, and about to undergo total knee replacement surgery for the second time.  As he waits for the anesthetic to do its job, the question of “was it worth it?” will never enter his mind.  Playing ball is what he did then, and surgery is what he'll do now, and that's all there is to it.  The question of “are your healthcare documents in order?” is what I will ask him before he has this surgery, and I'll trust Cooper, Adel & Associates with the task of ensuring that they are.  

 

Love you dad!! 

 



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